Saturday, January 24, 2015

What is Love?

Valentines day is fast approaching.  Love comes in many forms.  So what is Love?
“Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, always perseveres. Love never fails.” —I Corinthians 13:4-8a (NIV)
This verse describes the characteristics of true love. These qualities can certainly be found in the person of Jesus Christ, and they can be found in all truly loving relationships. The problem with trying to “find” love in our dating lives, is that too often we don't look for these characteristics. Rather we look at physical appearance, popularity, or wealth. These are not the 
qualities that God looks at and neither should we.
But the LORD said to Samuel, “…The LORD does not look at the things man looks at. Man looks at the outward appearance, but the LORD looks at the heart.”
I Samuel 16:7b (NIV)
Love is best seen as devotion and action, not an emotion. Love is not exclusively based on how we feel. Certainly our emotions are involved, but they cannot be our only criteria for love. True devotion will always lead to action—true love.
Dear children, let us not love with words or tongue but with ACTIONS and in truth.
      I John 3:18 (NIV)
Christ was devoted to us enough to give his own life for us (Romans 5:8), even when he didn't feel like it (Matthew 26:39).
Sex is not love! Our culture has taught us that sex and love are one in the same. This is a lie. Sex is a beautiful God-given activity that is wonderful when practiced within the boundaries of a Biblical marriageSex is the completion of the binding of two people within Biblical marriage; it is a God-given gift.

Because premarital sex is not love, it only leads to pain and disappointment for those who are seeking that love. The Bible says that when two people are married, they become one flesh (Ephesians 5:31). Sex is consummation of that union. When two people break off their relationship after having sex, it is like ripping apart flesh. This is why twoteenagers will struggle so much and become so dependent on those they give their bodies to. In light of I Corinthians 13:4-8 (above), it is easy to see that premarital sex is not patient, it is not kind, it does not protect, it is self-seeking. It is not love!

We can only identify true love and know when we have found it, based on the Word of God. When we match our relationships up to what the Bible says that love is—and we are honestly prepared to make a life-long commitment to that person—then we can say that we are truly “in love.” The three keys to that statement are:
We have to…
1.     …look at the Word of God
2.   …be completely honest with ourselves
3.   …understand the level of commitment that comes with true love

Tuesday, January 20, 2015

Pay SSS via Metrobank

1. Log in to your MetroBank Direct account and click pay bills. 

2. After clicking pay bills. Select on special bills which type of SSS contributions you want to pay (Self-Employed, OFW, Voluntary Member etc.). See print screen SSS Contributions below.

SSS contributions

3. On the Subscriber / Account No. box. Fill out your SSS number together with the month and year you want to pay. ie. 1234567890102011 --- 1234567890 is your SSS number, 102011 (October 2011)is the month and year you want to pay.

SSS contributions

4. For the Reference Number just leave it blank. Fill out your cellphone number. Next, Enter the amount you wish to pay or your monthly SSS contributions. Then Click continue and then confirm. Print your receipt for your copy to keep. See print screen SSS Contributions below.

SSS contributions

After the payment It takes 24 - 48 hours to accept the payment during weekdays

Pay PAG-IBIG via credit cards

Steps on how to pay your individual
Monthly Mandatory Savings via VISA or Mastercard credit cards

Pag-IBIG continues to find easier and more convenient ways for you to pay your Monthly Mandatory
Savings (MS).
You can now pay your savings or contributions by using your VISA or Mastercard Credit Card issued in
the Philippines or anywhere in the world.

Here’s how:
1. Log on to the Pag-IBIG Fund website at
2. Click “E-Services” and select “Online Payment Facility.”
3. Under “Online Payment Facility,” select “Membership Category.”
4. Enter your “Membership Identification(MID) Number,” and click “Verify.”
5. Accomplish other required fields (MS, Period Covered, etc.). The total amount due,
including the convenience fee, will be reflected on-screen.
6. Select the mode you want to receive the payment confirmation (thru SMS [your mobile
number] and/or through your email address). Please provide your mobile number or email
7. Enter the code (CAPTCHA) and agree on “Terms and Conditions” then click “Proceed.”
8. The system will display the “Payment Summary.” You will be asked to check payment
details before proceeding with payment. Click “Submit.”
9. Choose the type of Credit Card (VISA or Mastercard) you will use in paying.
10. Go to credit card details page and fill-in the required information then click “Submit.”
11. You will be asked to reconfirm your payment details and click “OK.”
12. You will receive an advice, either “payment transaction is completed” or the “transaction is
13. If payment transaction is completed, click “Continue.” (You also have the option to print
the page for your reference.)
14. For successful transaction, the system will display “Payment Confirmation.” You may print
the display page; this will serve as your official receipt. (A payment confirmation will be
sent to you depending on the mode (SMS or Email) that you have selected.)


Sunday, January 18, 2015

Prometric Saudi Council Exam

Prometric Testing Center
Ateneo Professional Schools, 130 H. Dela Costa St., Salcedo Village, Makati City
Telephone No.: (632) 892-0383


Prometric Testing Center
Tread, Inc., Suite 308, Centro Maximo D., Jakosalem St., Cebu City
Tel no. 032-2535514

The examination is scheduled Tuesday up to Friday, with a fee of US$90.00.

Step by Step Procedures for Nurse Technician/Nurse Specialist

Go to the website:

1. Under For Test Takers, tick the dropdown list box on Academic, Professional, Government & Corporate, scroll down and click Saudi Commission for Health Specialties.

2. You will be directed to a new window of SCHS: On the Get Started Box click Start.

3. From the Program Name drop down list box: choose the Saudi Commission for Health Specialties (Non-elig) --- the other options apply only to those who are currently in the kingdom --- then choose Philippines then click Next.

4. Click Schedule an Exam. A new window will appear showing the details of registration (requirements, scheduling, payment, etc.). Click Next.

5. You will tick I Agree on the Policy Statement and click Next.

6. Under Exam Selection you will choose Nurse technician

7. Another window will appear prompting you to type your address. Type in Philippines then click Search. 

8. Click Schedule an Exam. You will be prompted to select your desired exam month, date and time.

9. You will be directed to another window and you will type some additional information. 
Type the required information including your 
name, address, birth date, e-mail address, government identification card, etc. 

10. Under the Payment Information. Type the Card Number, the Security Code .  Type in the Name (the owner of the card) and the Expiration Date of the card. Review the information and click Next.

11. After that you will be asked to review the entered information once again and you will click Complete Registration.

The final window will show you the completed registration list for you to print. A confirmation e-mail will be sent to you as well in 15 minutes after registration has been completed.

How to Compute Your SSS Pension

note the following:

ER column - is your employer’s contribution

EE column - is your monthly contribution.

AMSC – you can see that in the second column of the SSS table. It is the average monthly salary credit. This will be applied in calculating your monthly pension.

Based on SSS computation, there are three formulas which we can use in calculating your monthly pension. The pension will be based on the highest computation from the 3 formulas.

Formula # 1

300 pesos

+ 20% of AMSC

+ 2% of AMSC x CYS in excess of 10

Let us suppose you are receiving an average of P 16,000 monthly salary with 12 years of service.

From the range of compensation, you are in the ( see table 15,750 – over), your employer’s contribution will be P 1,208.70 and your contribution is P 581.30, for a grand total of P 1,790.00.

Monthly Pension (MP) = P300 + (20% of AMSC first 10years) + (2% of AMSC 2 years)

MP = P300 + (20%*16,000) + (2% *16, 000* 2)

MP = 300 + 3,200 + 640

Monthly Pension = P 4,140

Formula # 2

P1,200, provided that the credited years of service (CYS) is at least 10 or more but less than 20

or P2,000, if the CYS is 20 or more. The monthly pension is paid for not less than 60 months.

Since you are a contributor for 12 years.

Monthly Pension = P 1,200.00

Formula # 3

40 per cent of the average monthly salary credit;

MP = 40% of AMSC

MP = 40% of 16,000

MP = 6,400

Monthly Pension = P 6,400.00

Based on above computations, the 3rd formula yields the highest monthly pension (P 6,400). Your monthly pension will be based on this amount.




Are you working in Saudi Arabia? Do you have plans of just finishing your contract and want to know how much is your take home pay?

Sample Computation

Basic Salary = SAR 5000

Food Allowance = SAR 300

Housing Allowance = SAR 1400

Transportation Allowance = SAR 600

Gross Monthly Income = 5000 + 300 + 1400 + 600

= SAR 7300

If you work for less than 5 years in the company, just

divide the gross monthly income by 2 then

multiply by the total number of years you worked for the company

For example only 3 years of working

so SAR 7300 divided by 2 = 3650

3650 x 3 years = SAR 10950 is your ESB for 3 years

If you work for more than 5 years

for the first five years, divide the gross monthly income by 2 then multiply by 5 years

then add the gross monthly income multiplied by the years above 5 years

For example 7 years of working

SAR 7300 divided by 2 = 3650

3650 x 5 years (the first 5 years) = 18250

7300 x 2 years (the remaining 2 years) = 14600

So for 7 years 18250 + 14600 = SAR 32850 is your ESB for 7 years

So what does this mean? It means it is better to work in Saudi Arabia for more than 5 years. The longer you work, the more benefits you will take. But you will not stay in Saudi forever. So Save and Invest while you are in Saudi so that when its time to go back to the Philippines, you will have your hands full and maybe will have your own business. Be empowered. Be your own boss.



OEC Balik-Manggagawa Online Processing System

Get and pay for your Overseas Employment Certificate (OEC) online.

Anywhere. Anytime.

Available only for workers on vacation, rehired, or returning to the same employer, and with existing record in the POEA database.
If you're a Balik-manggagawa or returning worker but do not meet the above criteria, you will be redirected to the BM APPOINTMENT PAGE for regular processing of OEC's on your chosen date, time and processing site.


Wednesday, January 14, 2015

Android Device Does Not Automatically Synchronize Microsoft Exchange

How to troubleshoot your android device if it does not receive email automatically?

1. Go to your device settings
2.  Go to connections
3.  Press data Usage
4.  Press the menu which is found in the left corner of your device
5.  Be sure to check the auto sync data
6.  Press the return button to go to your main screen
7.  Check again your email and press the refresh button
8.  Your email is now fixed and can automatically receive email through microsoft exchange